Teresa Clyne Independent Legal Consultant

Negotiations

As a dedicated debt negotiator based in the Midlands, I am an advicateof the financial well-being of my clients by navigating complex debt situations with lenders, utility companies, credit card providers, and debt collection agencies. I specialise in advocacy, in resolving distressed loans, mortgages, utility arrears, and credit card debts, negotiating favourable agreements to alleviate financial burdens.

My expertise encompasses all aspects of debt resolution, including home repossession prevention. I meticulously ensure compliance with MARP and CCMA regulations, prioritising forbearance and proportionality in all negotiations. I have years of mediation and negotiating experience interacting with debt collection agencies, vulture funds and service providers, including Pepper, Start, Everyday, MARS, Link, BCM Global, and Cabot.

My approach is client-focused, combining aggressive negotiation tactics with a compassionate understanding of individual circumstances. My aim is to secure sustainable, long-term solutions that provide my clients with much-needed financial relief and peace of mind.
Debt has a ripple effect
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