Books and eBooks – Teresa Clyne Independent Legal Consultant

This report is compiled by Teresa Clyne, BA, MSc, Founder of PPR Equity Home Advocacy Group. It represents years of frontline experience with Irish homeowners, combined with a thorough review of publicly available information, regulatory filings, Oireachtas records, and international reporting. What we now see is unmistakable:

Ireland’s distressed‑debt system has been operating in a fog of opacity, fragmented oversight, and unanswered questions.
Families have lost homes while:
beneficial ownership was unclear,
due‑diligence standards were inconsistent,
SPVs claimed to have no beneficial owner,
and enforcement actions proceeded without full transparency.
At the same time, global disclosures have revealed high-risk individuals, controversial financial networks, and major governance failures in the international investment landscape during the very years Irish homes were being sold off in bulk. Make no doubt. We rely only on public facts. But those facts raise serious, unavoidable questions.
Therefore, we now demand an immediate moratorium on all home‑possession cases in Ireland.
This moratorium must remain in place until a full, independent investigation establishes:
who signed off on the distressed‑debt sales,
what AML and due‑diligence procedures were followed,
whether any high‑risk financial networks intersected with Irish asset sales,
and whether Irish homes were purchased using funds that would not have passed robust scrutiny.
Until these questions are answered, no family home should be taken, and no enforcement action should proceed. This is not only a matter of transparency.
It is a matter of public trust, regulatory integrity, and the fundamental rights of Irish citizens

Free Information Booklets

In this booklet, I use the 6 Pillars. I’m taking a borrower’s lived experience, often chaotic and difficult emotionally to articulate, and translating it into six legally court-recognised categories that courts understand and can act upon.

The Six Pillars System converts everyday language (“they pressured me,” “they lost my paperwork,” “they misled me,” “we’ll be homeless”) into clear legal arguments grounded in evidence, regulatory obligations, and judicial principles and grounded in evidence, regulatory obligations, and judicial principles.

The purpose of the Six Pillars is to:

organise your entire case into a format judges recognise,
anchor every point in a legal category,
avoid emotional or unfocused arguments,
force the lender to meet their legal and evidential obligations,
protect your right to be heard,
preserve the record for appeal,
and ensure the court considers fairness, evidence, conduct, and human impact before granting possession.

You cannot “win with emotion.”

You can win (stop the possession) with structure, law, and disciplined presentation.

Lay Litigant information booklets

I’m a legal academic and forensic researcher, and my work focuses on Irish mortgage litigation, chain-of-title issues, and helping lay litigants understand the paperwork and procedures that shape their cases. I’m not a solicitor; everything I do is educational, analytical, and procedural, aimed at giving people clarity where there’s usually confusion.

As a case manager, negotiator, and mediator, I’ve seen how overwhelming possession cases can be. That’s why I create these booklets and give them away for free. They’re designed to help homeowners organise their documents, spot gaps or defects, and present a defense folder that’s professional, structured, and easy for both the litigant and the judge to follow.

I believe everyone deserves a fair hearing, and that preparation is the strongest tool a homeowner has. If this booklet helps someone feel more confident and more capable in their own defense, then it has done exactly what I intended.

HASTAG: JUSTICE IN A CORRUPT SYSTEM

#AppealProcedure, #CircuitCourtOrder, #HighCourtRehearing, #NoticeOfAppeal, #StayOnExecution, #MotionPractice, #GroundingAffidavit, #ExhibitSheet, #AffidavitOfService, #CentralOfficeFiling, #ProceduralSteps, #LegalBundle, #DocumentPagination, #CommissionerForOaths, #ServiceProof, #EnforcementPause, #RepossessionChallenge, #JudicialReview, #CourtDirections, #HearingDate

#ChronologicalIndex, #MortgageAgreement, #TitlePlan, #FolioSearch, #AssignmentChain, #AuthorityToEnforce, #StatementOfAccount, #DemandLetter, #MARPCompliance, #AffidavitDrafting, #ExhibitReferencing, #BundlePreparation, #DocumentVerification, #ProceduralObjection, #EvidenceLog, #RegistrarReview, #DefenceStrategy, #PossessionOrder, #LegalResponse, #CourtFiling

Stronger together: Building a roadmap for homeowners
Today, we held a groundbreaking PPR Equity Group “Think Tank” bringing together some of the sharpest minds in mortgage defense, legal research, and forensic analysis.

We sat down with Teresa Clyne, Pierre Greijmans, Darragh McCarthy, Byron Jenkins, Ben Hoey, Terry Johnson, and Margaret Hanrahan to break down the current legal system. We discussed everything from challenging the authority of Vulture Funds and exposing flaws in land titles to using EU consumer law and forensic accounting to stop possession orders.

The goal was simple: to share insights and create a strategic plan that empowers lay litigants with the best possible defense.

Please note: All opinions expressed are those of the individual experts. While each specialist operates independently in their own field, we came together today with a shared purpose: to combine our knowledge and offer homeowners a unified strategy to defend their homes.

#DefendingIrishHomes #MortgageDefense #VultureFunds #TheHubIreland #LayLitigant #IrishHousingCrisis #KeepYourHome #PossessionOrder #CircuitCourt #HighCourt #HomeownersRights #BankingCorruption #LegalStrategy #ForensicAnalysis #FightBack #ConsumerProtection #MortgageArrears #Ireland #FamilyHome #StandYourGround #DarraghMcCarthy #BenHoey #TeresaClyne #TerryJohnson #ByronJenkins #Pierre #MargaretHanrahan

Free Information Booklets

Paid Step-by-Step Booklets

My Other Interests

Expertise

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